Another thing is that in my experience YOU, the buyer still get dinged with paypal fees to send a gift. So honestly it's more worth it just to pay the fees up front, the normal way, and have a slightly higher chance at protection (not that I trust pp any farther then I can throw them). I with that pp would remove the gift option, it's a headache and I'm so tired of seeing sellers 'GIFT ONLY' please.
Another thing is that in my experience YOU, the buyer still get dinged with paypal fees to send a gift. So honestly it's more worth it just to pay the fees up front, the normal way, and have a slightly higher chance at protection (not that I trust pp any farther then I can throw them). I with that pp would remove the gift option, it's a headache and I'm so tired of seeing sellers 'GIFT ONLY' please.
Buyers don't get dinged with fees for sending $$ via the gift option.
I sent my sister in law some money to make a purchase in another state for me via gift and was charged fees. And my aunt sent me some for the same reason and was charged fees.
I sent my sister in law some money to make a purchase in another state for me via gift and was charged fees. And my aunt sent me some for the same reason and was charged fees.
That is because you wanted to source the money witha credit card. Absolutely positively no fee for gift payment to either party if sourced from checking or paypal balance. Nowhere in the world you can get free money from a credit card.
I think 'buyer protection' with Paypal and Ebay is a myth anyway, but at least they tell you upfront that Paypal Gift doesn't offer it. I'd never use PP gift to pay for a purchase simply because it seems like a deceitful way to get around something you're not entitled to. And I'd absolutely NOT buy anything from someone who asks me to lie. Bad sign if you ask me.
Regarding the OP's quandry, one thing that hasn't been mentioned yet is to offer to split the fees. Each party picking up half the expense seems reasonable. Why should the seller take the whole hit, or why should they ask the buyer to take the whole hit? Or skip Paypal and use a tried and true method like USPS money orders.
If you pay with a money order then you really have no protection..........at least with PayPal you have hopefully some recourse if you should not receive the purchased item.
When you purchase by PayPal and chose to use a credit card as payment......does that give you double protection if you have a problem with the purchase? If PayPal fails to honor protection would you then have your credit card company to fall back on?
What is the best way to protect yourself when buying from an individual online?
"My favorite thing is to go where I've never been!"
If you pay with a money order then you really have no protection..........at least with PayPal you have hopefully some recourse if you should not receive the purchased item.
When you purchase by PayPal and chose to use a credit card as payment......does that give you double protection if you have a problem with the purchase? If PayPal fails to honor protection would you then have your credit card company to fall back on?
What is the best way to protect yourself when buying from an individual online?
If you pay with a money order then you really have no protection..........at least with PayPal you have hopefully some recourse if you should not receive the purchased item.
When you purchase by PayPal and chose to use a credit card as payment......does that give you double protection if you have a problem with the purchase? If PayPal fails to honor protection would you then have your credit card company to fall back on?
What is the best way to protect yourself when buying from an individual online?
If you pay with "gift" there is no expectation of receiving anything so paypal can not do anything for you even if you use a credit card..
As another suggested I would offer to split the fee 50/50.
If the seller is not willing to do that move on.
Paypal didn't used to get involved in anything other than not receiving an item purchased outside of ebay but now they do so you are somewhat but not totally safe when using regular Paypal.
Be sure and list the item in detail including a full description of the stated condition in the transaction though or you have no proof to show of what you bought should a claim need to be filled.
This always depends on the person you're dealing with. I've paid for things via PP-gift all the time on FM, including a pricey 70-200 2.8 IS. I didn't find any trouble with, but that's b/c I took the time to make the best effort to find a decent seller, with stellar feedback. But let's say you sent $500 to me and I didn't send you the item in a week via normal PP. I could have deposited that money already and the people at PP won't be able to take that money back from my bank account. So either way, in-order for you to get your money back from me, it has to be sitting in my PP-account. Personally if you feel that you need the 'protection' pay the 3% difference, its not even a lot. But if someone is going to rip you off, they're going to rip you off w/ or w/out PP fees. And let's say you do get your money back, you just lost precious time that could have been used to utilize or use that money elsewhere. Either way, you're at a lose/lose situation. Just do your research and don't impulse buy. If a deal looks too good to be true or the seller has a bunch of negative feedback, don't pull the trigger! That is all.
Be sure and list the item in detail including a full description of the stated condition in the transaction though or you have no proof to show of what you bought should a claim need to be filled.
Thank you.....good information to know!
"My favorite thing is to go where I've never been!"
This always depends on the person you're dealing with. I've paid for things via PP-gift all the time on FM, including a pricey 70-200 2.8 IS. I didn't find any trouble with, but that's b/c I took the time to make the best effort to find a decent seller, with stellar feedback. But let's say you sent $500 to me and I didn't send you the item in a week via normal PP. I could have deposited that money already and the people at PP won't be able to take that money back from my bank account. So either way, in-order for you to get your money back from me, it has to be sitting in my PP-account. Personally if you feel that you need the 'protection' pay the 3% difference, its not even a lot. But if someone is going to rip you off, they're going to rip you off w/ or w/out PP fees. And let's say you do get your money back, you just lost precious time that could have been used to utilize or use that money elsewhere. Either way, you're at a lose/lose situation. Just do your research and don't impulse buy. If a deal looks too good to be true or the seller has a bunch of negative feedback, don't pull the trigger! That is all.
Thank you!
"My favorite thing is to go where I've never been!"
Even if you DON'T use PayPal gift, you are not protected on a forum sale. PayPal's buyer protection only applies to Ebay purchases. If you use a credit card through PayPal, you may have protection through them, but you have to make sure the right option is turned on in PayPal (they make it difficult to do that).
Even if you DON'T use PayPal gift, you are not protected on a forum sale. PayPal's buyer protection only applies to Ebay purchases. If you use a credit card through PayPal, you may have protection through them, but you have to make sure the right option is turned on in PayPal (they make it difficult to do that).
I should add, that applies to disputes about the condition of the item received. I believe they do protect you if the seller can't prove he shipped an item to you.
I can only relate that PayPal was terrific when a seller defaulted on sending me an expensive lens, after I'd paid thru' PayPal. Once I complained, PayPal quickly followed up and refunded my money - by taking it from the seller's credit card, I believe. I don't know how they did it, but I was happy.
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I should add, that applies to disputes about the condition of the item received. I believe they do protect you if the seller can't prove he shipped an item to you.
I dont think this is true anymore. I think they cover anything purchased thru paypal under the buyer protection plan.
Even if you DON'T use PayPal gift, you are not protected on a forum sale. PayPal's buyer protection only applies to Ebay purchases. If you use a credit card through PayPal, you may have protection through them, but you have to make sure the right option is turned on in PayPal (they make it difficult to do that).
They have helped me on non ebay forum purchases and I do not think it was any sort of special case........I have been using PayPal since waaaaaay before they were bought by ebay and they were a fledgling company........
I ONLY deal with folks that provide me with there full names, residence address, and current Phone number contact. I call them personally if im buying or selling and i have always used Pay-Pal/ Gift option with no problems.
I guess it helps me since i have a son whom is an investigator for the local County Sheriffs dept. and i can verify anyones provided info within 5 minutes if needed when any suspicion rears its head. :nono
I ONLY deal with folks that provide me with there full names, residence address, and current Phone number contact. I call them personally if im buying or selling and i have always used Pay-Pal/ Gift option with no problems.
I guess it helps me since i have a son whom is an investigator for the local County Sheriffs dept. and i can verify anyones provided info within 5 minutes if needed when any suspicion rears its head. :nono
Regards,
Don't you need someone's permission to run a criminal background check?
No, nor their drivers license, or any other public bits of information. But his son could get in trouble for using police databases for personal use, unless theres an active investigation going and typically they will include it in the report anyway. Especially running ncic checks on people and they get whiff of it and complain, then the officer who did it has to answer why.
So i never insinuated a PC existed to run a BG check but anytime an Officer even pulls you over he or she can determine if probable cause [PC] justifies 1st a warrant check, and 2nd a BG if an open warrant is found.
Everytime you hand your DL to an Officer you are run for outstanding warrants of any nature.
If PayPal finds you making purchases with the Gift Option they can / will close your acct and also the other persons acct......it is in their rules.....Hope you never get caught....
Well, i dont use credit cards like so many folks do and simply use my personal checking account to forward cash instant transfer. I realize the banks & credit cards nickel & dime folks to death and charge people 15 to 28 % interest and then pay retired people less then 1% on a CD.
Before i retired i paid everything off in regards to credit cards and threw em in the garbage where IMO is where they all belong.
So if Pay-Pal closed my account for using my own cash money it sure wont break my heart i assure you.
Comments
Buyers don't get dinged with fees for sending $$ via the gift option.
You've gotten sage advice about navigating away from the 'gift' option.
I will add I bought from a 'good-rating' seller on eBay once who was using Mom's acct. and he was a deadbeat!
That is because you wanted to source the money witha credit card. Absolutely positively no fee for gift payment to either party if sourced from checking or paypal balance. Nowhere in the world you can get free money from a credit card.
Regarding the OP's quandry, one thing that hasn't been mentioned yet is to offer to split the fees. Each party picking up half the expense seems reasonable. Why should the seller take the whole hit, or why should they ask the buyer to take the whole hit? Or skip Paypal and use a tried and true method like USPS money orders.
When you purchase by PayPal and chose to use a credit card as payment......does that give you double protection if you have a problem with the purchase? If PayPal fails to honor protection would you then have your credit card company to fall back on?
What is the best way to protect yourself when buying from an individual online?
If you pay with "gift" there is no expectation of receiving anything so paypal can not do anything for you even if you use a credit card..
As another suggested I would offer to split the fee 50/50.
If the seller is not willing to do that move on.
Paypal didn't used to get involved in anything other than not receiving an item purchased outside of ebay but now they do so you are somewhat but not totally safe when using regular Paypal.
Be sure and list the item in detail including a full description of the stated condition in the transaction though or you have no proof to show of what you bought should a claim need to be filled.
Thank you.....good information to know!
Thank you!
I should add, that applies to disputes about the condition of the item received. I believe they do protect you if the seller can't prove he shipped an item to you.
I dont think this is true anymore. I think they cover anything purchased thru paypal under the buyer protection plan.
They have helped me on non ebay forum purchases and I do not think it was any sort of special case........I have been using PayPal since waaaaaay before they were bought by ebay and they were a fledgling company........
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I guess it helps me since i have a son whom is an investigator for the local County Sheriffs dept. and i can verify anyones provided info within 5 minutes if needed when any suspicion rears its head. :nono
Regards,
moderator of: The Flea Market [ guidelines ]
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No i surely dont if their is probable cause in the State of Texas or across State lines.
Every Jurisdiction also has an investigator that can run & verify your location thru your I.P. address also.
Are you in LE ? Obviously not.
And who said anything about a criminal BG check ?
The 3 items i suggested you always ask and verify simply tells you if the person is for real and no impersonator.
#1. Here is my home found on Google simply with my resident address:
http://www.trulia.com/homes/Texas/Houston/sold/22622903-11407-Sagewhite-Dr-Houston-TX-77089
So i never insinuated a PC existed to run a BG check but anytime an Officer even pulls you over he or she can determine if probable cause [PC] justifies 1st a warrant check, and 2nd a BG if an open warrant is found.
Everytime you hand your DL to an Officer you are run for outstanding warrants of any nature.
Regards,
If PayPal finds you making purchases with the Gift Option they can / will close your acct and also the other persons acct......it is in their rules.....Hope you never get caught....
Before i retired i paid everything off in regards to credit cards and threw em in the garbage where IMO is where they all belong.
So if Pay-Pal closed my account for using my own cash money it sure wont break my heart i assure you.
Regards
Its time to take a stand and make thing right.................
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